With Bank of america and other finance companies you can lower your payments.
It is best to get the ball rolling as it does take a while to get refinanced.
Also only 1 in 4 households will get refinanced and keep from fileing bankruptcy.
You can check Bank of America's rates right here by just checking or clicking on their site in the google ads to the left or in other ad spaces on this site.
Thank you for reading my blog and do not forget to check deals of refinance before it is too late.